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Anypay disposed of BTC. BitPay makes BIP70 optional again and announces Lightning.

News from payment service providers: BitPay, the top dog, is turning away from its controversial policy of making the payment protocol mandatory. You can pay with all wallets at BitPay again. The payment service provider also announces that it will integrate Lightning and other cryptocurrencies. The smaller service provider Anypay, on the other hand, takes BTC out of its portfolio and relies entirely on Bitcoin Cash, Bitcoin SV and Dash.

BitPay and the Bitcoin scene are a story that has become increasingly difficult in recent years. Now BitPay is apparently trying to find its way back to the heart of the Bitcoin community.

The large payment service provider for Bitcoin, which makes payments for good 30. 000 merchant, had made himself unpopular when he started paying only with GDP 70 – Accept protocol. With this, users no longer send the payment to the Bitcoin network as before. Instead, BitPay gives you a ready-made transaction that users sign and then return to BitPay, from where they are sent to the network. With BIP 70 BitPay was able to dramatically reduce the error rate of payments – but it annoyed many users because BitPay only has a limited number of wallets was usable.

The fierce criticism that BitPay received for this did not, however, detract from the success of the payment service provider. As Coindesk reports, BitPay processed more volume than ever in the past year – a billion dollars. However, BitPay seems to recognize that it is not in its power to enforce GDP 70. Hardly any wallet has warmed up since BitPay's controversial campaign for the payment protocol (BIP 70), yes, the core developers dislike it against GDP 70 even aggravated by switching it off by default in the reference client.

BitPay is consequently announcing that customers will soon be able to pay BitPay bills from any wallet or stock exchange. This opening has been gradually rolled out since February 4th. To the merchants, BitPay explains what they can expect: The move away from mandatory GDP 70 will probably increase the number of Bitcoin payments, but as a result of more customers paying too little, too much or too late. In all of these cases, BitPay prepares appropriate procedures for customers.

However, the actual solution means that customers have to select which wallet they are using at checkout. Is that really more user-friendly?

More coins, more flashes

In addition to this step, which was happily received by the Bitcoin scene, CEO Stephen Pair announced in an interview with CoinTelegraph some other future changes. First, he said that BitPay would add more cryptocurrencies to his checkout. He doesn't want to say which one exactly, but you should look at the top coins on CoinMarketCap to guess which BitPay is interested.

Recently BitPay has integrated Ripple (XRP) in addition to Bitcoin, Bitcoin Cash and Ethereum. At BitPay you can also pay with the stablecoins USDC, GUSD and PAX. Tether (USDT), by far the strongest stablecoin, does not support BitPay. The reason is that there is no customer demand and the discussions and court hearings about Tether are still daunting.

The Lightning network is also on BitPay's to-do list. Using Lightning payments in the checkout, BitPay could overcome Bitcoin's scaling problems and offer Bitcoin payments again with cheap fees.

AnyPay: Tired of BTC

AnyPay, a much smaller payment service provider from Pourthmouth, New Hampshire, has less patience than BitPay. AnyPay mainly has customers in New Hampshire, a state popular among Libertarians in the USA through the Free State Project, but also some of its good 100 acceptance points worldwide , With 20 until 30 is daily transactions the volume of AnyPay is relatively small.

A short video message from co-founder Steven Zeiler should not particularly please Bitcoiners. “We deactivated BTC in the AnyPay Cash Register after I realized that it was worthless for payments.” The Cash Register probably means the app that AnyPay uses to process payments in retail and hospitality, an app that otherwise Can replace usual terminal.

Why does he say that? One reason could be the high and difficult to calculate fees with Bitcoin. Not only do customers have to pay higher fees – shop operators who accept Bitcoin also have to pay these fees retrospectively if they use the consolidated Bitcoin, consolidate it or send it to an exchange. In addition, if confirmations take a long time, a prompt change to dollars or euros is impossible, which increases the effect of volatility.

Another reason could be “Replace-by-Fee” (RBF), a mechanism that was introduced in Bitcoin to allow users to subsequently increase transaction fees. In most cases it is a practical feature. However, it allows users to easily turn an unconfirmed transaction later, for example back into their own wallet. A Bitcoin Cash blogger has demonstrated in a video how this is also possible with mobile wallets. Even if this has not yet happened in real life, there could be a risk that AnyPay no longer wants to carry. On the other hand, AnyPay could also introduce an algorithm that checks whether transactions use RBF. However, this would be complicated and could make acceptance in retail even more difficult.

Unlike the large multicoin payment service providers, AnyPay focuses on a few coins: in addition to the Bitcoin forks Bitcoin Cash and Bitcon SV, this is Dash. Overall, Dash dominates payment transactions via AnyPay by far, followed by Bitcoin Cash and Bitcoin. However, according to a tweet from Steven Zeiler, Bitcoin Cash made up the majority of payments last month. According to his Twitter profile, Zeiler seems to be firmly and neutrally grounded on “Big Block Bitcoin” – he also tweets about news from Bitcoin SV as well as from Bitcoin Cash.